A Bar and Restaurant Owner’s Guide to Mitigating Risk and Managing Insurance

In the hospitality industry, even minor decisions can have significant repercussions on your risk profile. As a bar or restaurant owner, understanding how your actions—like permitting on-duty drinking or overlooking local regulations—can increase exposure to risk is essential. Moreover, skimming over your latest insurance policy could leave you vulnerable to unexpected liabilities. To protect your establishment, it’s crucial to develop a foundational knowledge of insurance and risk management strategies.